TS 12972-1
Banking Services-Credits-Rules
This standard includ, rules for terms and definition of credits, credit owners and preparation documents of before and after taking credit
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About This Item
TS 12972-1 is a standard addressing the terms and definitions used for credits in banking services, along with the rules for credit types and for the documents prepared before and after a credit is taken. Its practical purpose is to support a common understanding of credit-related language and paperwork across banking operations.
How credit terminology is organised
In banking, a credit arrangement involves the provision of funds under specified conditions and the corresponding obligation to repay them. Clear terminology helps ensure that concepts such as credit holder, credit type, application record, and post-transaction documentation are used consistently. That consistency matters for communication, recordkeeping, and the internal handling of credit processes.
Documents used before and after the credit process
The scope also covers rules for documents prepared before and after taking credit. In general banking practice, this document family may include application forms, approval records, contract annexes, repayment schedules, and transaction confirmations. Such documentation supports traceability, comparison, and orderly administrative control of the credit relationship.
This standard is focused on shared terminology and documentary order in banking services. It should be understood as a reference for organising credit-related language and documents, rather than as a standalone text defining the commercial or legal substance of every credit transaction.
- Publication Date: 14.04.2003
- Standard Status: U (Yürürlükteki Standard/Standard)
- Publisher: TSE
- Document Language: tr
- ICS Classification: 03.060 Finans, Bankacılık, Para Sistemleri, Sigorta
- Pages: 14
- Source Standard: This standard includ, rules for terms and definition of credits, credit owners and preparation documents of before and after taking credit
- International Equivalents:
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